LIVE SHOWCASE

3 mistakes insurers make in ePolicy signing

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DATE
16 January
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TIME
12 PM IST

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SHOWCASE RECORDING

3 mistakes insurers make in ePolicy signing

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Webinar Breakdown

5:06
Mistake 1: Non-compliant ePolicy issuance
7:15
Mistake 2: Risking fraud to issue ePolicies
9:43
Mistake 3: Overpaying to issue ePolicies

Most insurers assume their electronic policy issuance flow is already “sorted.”

But most insurers actually have a failed process for policy issuance.

We did a study of the top 20 insurers in India and found 3 critical mistakes:

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Policies that Violate IRDAI Rules: Many insurers “sign” policies by uploading signature images or using OTP-based “signature”. These are violations of IRDAI rules, which explicitly require IT Act eSign. 

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Operationally risky eSign: Many insurers give a DSC token to an agent to sign policies on behalf of their authorized signatory. This leads to a lack of control over who is signing the policy - leading to greater fraud risk.

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Overpaying for DocSigner: By using DocSigner via a vendor that costs ₹ 50−80L/yr. 

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