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Execute RBI-compliant gold loan agreements in minutes
RBI’s new Gold loan Directions are here. You have till April 2026 to comply.
With Leegality, you can comply with them in just a few weeks, without building a new process.
RBI’s 6 gold loan agreement rules and how to comply with each one
Clause 25
Standardized format across all branches
How leegality helps comply
Create agreements using Leegality templates
Lock edit access via workflows
Clause 26
Include mandatory fields in every gold loan agreement
How leegality helps comply
Map all required gold-loan fields into your templates
Fields get auto-populated to eliminate omissions
Clause 26
Charges must be clearly listed in the KFS
How leegality helps comply
Comply with RBI KFS circular via Leegality
Clause 27
Issue a detailed gold valuation certificate for every loan
How leegality helps comply
Create a digital valuation certificate template with required fields
Process is blocked if valuation certificate isn’t issued
Clause 23
Borrower presence is mandatory during valuation
How leegality helps comply
Implement geofencing in your valuation certificate execution flow
Clause 28
Borrower communication must be in vernacular language
How leegality helps comply
Use workflows to create vernacular documents
Use Leegality local language to change language of eSign interface, eSign invite.
REQUIREMENT
Clause 25
Standardized format across all branches
Clause 26
Include mandatory fields in every gold loan agreement
Clause 26
Charges must be clearly listed in the KFS
Clause 27
Issue a detailed gold valuation certificate for every loan
Clause 23
Borrower presence is mandatory during valuation
Clause 28
Borrower communication must be in vernacular language
HOW LEEGALITY HELPS COMPLY
Create agreements using Leegality templates
Lock edit access via workflows
Map all required gold-loan fields into your templates
Fields get auto-populated to eliminate omissions
Comply with RBI KFS circular via Leegality
Create a digital valuation certificate template with required fields
Process is blocked if valuation certificate isn’t issued
Implement geofencing in your valuation certificate execution flow
Use workflows to create vernacular documents
Use Leegality local language to change language of eSign interface, eSign invite.
See what a fully compliant gold loan agreement journey looks like
Generate error free and fraud free digital gold loan KFS+ agreement kits
Pre-fill agreement kits straight from your LOS/LMS to avoid manual errors
Customers receive eSigned gold loan documents via Whatsapp/SMS/Email
eStamp and eSign Gold Loan Agreements across India
15+ ways to eSign Gold Loan agreements
Digitally Stamp agreements in 31 States/UTs
Affix Revenue Stamp on DPNs
Comply with RBI's compliance directives to gold lenders
Prove the signer was present in person throughout the process with Face Capture & Custom Consent
Maintain records and notification trail that satisfies RBI
Execute RBI-compliant KFS
With Leegality, Gold lenders can run a faster, secure and RBI-compliant branch
15-20 minutes
Reduction in customer wait time
₹45-50
Cost reduced per loan kit
Grow your loan book faster
Achieve the ability to do 30-40% more Gold Loans per day
Minimized fraud risks
Lock edit access, verify signer identity to reduce fraud from both branch officers & borrowers
Gold lenders using Leegality for digital gold loan paperwork
A Gold Loan Lender with a loan book of 7500+ Cr. is seeing 520% returns with Leegality.
See how you can build compliant digital paperwork flow in your branch
Get a free customized demo for your gold loan vertical
Drop your details in the form if you want any (or all) of the following:
See how you can comply with 6 gold loan agreement requirements under the RBI's Lending against Gold & Silver Directions, 2025
See the fastest & cost-effective way to execute gold loan agreement
A FREE sandbox account - where you can test out ALL our features for free
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