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Execute your Gold Loan Agreement, KFS, and Sanction Letter in a single unified journey
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Prefer an interactive walkthrough?
Top banks are using Leegality to digitise their Gold Loan paperwork
Try out a Gold Loan flow
FAQs
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1. KFS and Sanction Letter generated
After Gold Valuation Certificate is issued, the vernacular language KFS and Sanction Letter are generated automatically.
2. Borrower acknowledges loan docket
The borrower receives the loan docket to eSign on WhatsApp. They view the loan docket and give their eSign consent.
You can create loan docket in a vernacular language. You can also change the eSign instructions in the UI/UX to vernacular languages.
3. Borrower eSigns using Aadhaar
Borrower eSigns via OTP-based Aadhaar eSign.
4. Verify Borrower's Aadhaar
eSign Certificate by UIDAI is verified against the Aadhaar collected during KYC - eSign is blocked if they don't match, i.e., signer uses someone else's Aadhaar to eSign.
5. Auto-affix bank signature
Bank/NBFC signature is automatically affixed using Doc Signer.
6. Store and share loan docket
The eSigned Gold Loan docket is automatically stored in the CBS/LOS/LMS under the customer's profile. It is also shared with the customer on WhatsApp.
Step 1
Workflows
Smart APIs
Step 2
WhatsApp Pings
Local Languages
Step 3
Aadhaar eSign
Step 4
Aadhaar eSign Verifier
Step 5
Doc Signer
Step 6
WhatsApp Pings
SFTP