FLOWBOOK

Digital Gold Valuation Certificate

This is some text inside of a div block.
Steps
Demo
Contact
FAQs
This is some text inside of a div block.
STEP 1

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

Key Feature:
Local Languages
Right arrow
Local Languages
Right arrow
Local Languages
Right arrow
Local Languages
Right arrow

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

Prefer an interactive walkthrough?

Top banks are using Leegality flows to digitise their Gold Loan paperwork

No items found.

Try out a Gold Loan flow

Contact Leegality
CTA arrow icon
Get a free Sandbox
CTA arrow icon
Contact Leegality -> Get a free Sandbox -> Test your Gold Loan Valuation flow
Contact Us

FAQs

Are specimen signatures collected through Sign Upload valid?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

  1. How do we prove the borrower was actively present during valuation?

With Leegality, you can collect their GPS location and photo to prove they were actively present during valuation. See the flow for more information.

‍

  1. Is it mandatory to collect customer signature on the valuation certificate?

As of today, you have to prove the customer was present during valuation. How you do this is up to you. eSign is a good way to do this, with Liveliness check and Geofencing.

But in the latest draft rules for Gold Loans, RBI recommends making it mandatory, so you may not have the option to opt out of collecting the eSign.

‍

  1. Can the valuator use an automated eSign? They will do 100 valuations each day, eSigning each will be time-consuming.

Yes, Leegality offers automated eSigns that you can configure for your valuators.

1. Enter valuation details

Valuator enters the valuation details in their Valuation application.

2. Valuation Certificate generated

A fully filled Digital Valuation Certificate is instantly generated and opens inside the valuator's app.

3. Verify valuator's location

The valuator captures their location to confirm their presence at the branch. eSign is blocked if the valuator's location is outside the branch.

4. Valuator eSigns Certificate

Valuator eSigns the Valuation Certificate via OTP-less Quick Sign.

5. Certificate sent for customer eSign

Optional

Customer receives the Valuation Certificate for eSigning on their WhatsApp.

6. Verify customer's location

They capture their location to confirm their presence at the branch. eSign is blocked if their location is not at the branch.

7. Verify customer liveliness

Customer completes a Liveliness check and capture their photo at the branch to prove they were actively present at the time of valuation.

8. Customer acknowledges Valuation Certificate

Customer gives their eSign consent and eSign via OTP-less Quick Sign.

9. Store and share Certificate

The Valuation Certificate is automatically stored in the CBS/LOS/LMS under the customer's profile. It is also shared with the customer on WhatsApp.

Step 1

Leegality Templates

Step 2

Web/Mobile SDK

Step 3

Geofencing

Step 4

Quick Sign

Step 5

WhatsApp Pings

Step 6

Geofencing

Step 7

Smart User Liveliness

Step 8

Quick Sign

Step 9

WhatsApp Pings

SFTP